Wholesale/Distributors
As a wholesaler/distributor, you understand the importance of having a flexible insurance program that covers you where you need it most. After all, your business depends on it. With Whorton Insurance, you’ll receive the type of coverage that helps protect your business from serious risks. A few of these risk are:
- Theft / Employee Dishonesty
- Business Interruption
- Transportation Coverage
- Retail Selling Price Endorsement
- Contractual Penalties
- Emergency Vacating Expenses
- Limited Pollution Liability
- General Liability Extension
- Inland Marine Cargo
PACKAGE
Liability Coverages: This comprehensive solution can also protect you from lawsuits related to claims that you damaged other people’s property, caused medical injuries and more.
Optional Coverages: Our Employment Practices Liability option protects against financial loss for claims related to hiring and firing practices and sexual harassment, just to name a few.
Enhanced Coverages: Our package extends protection in six areas that are critically important to real estate owners, including:
- Business Income and Extra Expense up to 18 Months
- Employee dishonesty, forgery, money and securities
- Newly acquired real and personal property
- Mechanical Breakdown
- Environmental impairment
- Ordinance or law coverage
- Green Building Initiatives
- Foundation Coverage
- Underground Flues and Pipes
AUTO COVERAGE
If you insure your business or property with Whorton Insurance, we may also be able to complement that coverage with insurance for any vehicles your business owns or leases. Your Whorton Insurance producer can tailor a commercial auto policy that addresses your specific needs for protection against medical injuries, property damage, collisions and liability resulting from auto accidents.
D & O
Your organization’s leadership, both its senior executives as well as the members of its board of directors, face unique risks relative to their management responsibilities. Whorton Insurance can provide financial protection in case they are ever sued for the performance of their duties as they relate to the company.
WORKERS COMP
If you insure your business through Whorton Insurance, you may also be able to secure your workers’ compensation insurance through us. This type of insurance can help pay for legal services related to a workers’ compensation claim as well as the medical care and lost wages of employees who are injured on the job or become ill because of a work-related disease. Not only do we offer an array of attractively priced dividend plans and other options, we also strive to limit our clients’ losses by helping them get their injured workers back to work as soon as prudently possible.
UMBRELLA
Given our litigious society, more and more businesses are subject to larger and larger lawsuits. Consider securing more peace of mind by adding umbrella liability coverage that extends beyond the liability protection included in your base package. Whorton Insurance can offer umbrella liability coverage ranging from One million to 50 million for many types of business.
